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Current Deposit Rates

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This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

CDs

Account Product Name12 MONTH CD18 MONTH CD24 MONTH CD3 MONTH CD30 MONTH CD36 MONTH CD6 MONTH CD60 MONTH CD
Minimum Opening Deposit$ 500.00$ 500.00$ 500.00$ 500.00$ 500.00$ 500.00$ 500.00$ 500.00
Interest Rate3.800%3.000%2.000%2.000%3.000%3.000%3.800%3.300%
Annual Percentage Yield3.85%3.03%2.02%2.01%3.03%3.03%3.85%3.34%
Account Product Name
12 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.800%
Annual Percentage Yield
3.85%
Account Product Name
18 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.000%
Annual Percentage Yield
3.03%
Account Product Name
24 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
2.000%
Annual Percentage Yield
2.02%
Account Product Name
3 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
2.000%
Annual Percentage Yield
2.01%
Account Product Name
30 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.000%
Annual Percentage Yield
3.03%
Account Product Name
36 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.000%
Annual Percentage Yield
3.03%
Account Product Name
6 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.800%
Annual Percentage Yield
3.85%
Account Product Name
60 MONTH CD
Minimum Opening Deposit
$ 500.00
Interest Rate
3.300%
Annual Percentage Yield
3.34%

View our CD Disclosure

Non-Profit Now Checking

Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%
Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%

Non-profit SuperNow Account

Daily Balance of:
$600.00 – 19,999.99
$20,000.00 – 99,999.99
$100,000.00 – 199,999.99
$200,000.00 – 1,000,000.00
$1,000,000.01 and up
Minimum Opening Deposit
$ 600.00
$ 600.00
$ 600.00
$ 600.00
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
$ 600.00
$ 600.00
$ 600.00
$ 600.00
Interest Rate
0.050%
0.100%
0.100%
4.030%
0.010%
Annual Percentage Yield
0.05%
0.10%
0.10%
4.11%
0.01%
Daily Balance of:
$600.00 – 19,999.99
Minimum Opening Deposit
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.050%
Annual Percentage Yield
0.05%
Daily Balance of:
$20,000.00 – 99,999.99
Minimum Opening Deposit
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%
Daily Balance of:
$100,000.00 – 199,999.99
Minimum Opening Deposit
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%
Daily Balance of:
$200,000.00 – 1,000,000.00
Minimum Opening Deposit
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
4.030%
Annual Percentage Yield
4.11%
Daily Balance of:
$1,000,000.01 and up
Minimum Opening Deposit
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.010%
Annual Percentage Yield
0.01%

Now Checking

Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%
Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%

Public Funds Now Checking

Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%
Minimum Opening Deposit
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
Interest Rate
0.100%
Annual Percentage Yield
0.10%

Individual SuperNow Account

Daily Balance of:
$600.00 – 19,999.99
$20,000.00 – 99,999.99
$100,000.00 and up
Minimum Opening Deposit
$ 10,000.00
$ 10,000.00
$ 10,000.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
$ 600.00
$ 600.00
Interest Rate
0.400%
0.500%
0.600%
Annual Percentage Yield
0.40%
0.50%
0.60%
Daily Balance of:
$600.00 – 19,999.99
Minimum Opening Deposit
$ 10,000.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.400%
Annual Percentage Yield
0.40%
Daily Balance of:
$20,000.00 – 99,999.99
Minimum Opening Deposit
$ 10,000.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.500%
Annual Percentage Yield
0.50%
Daily Balance of:
$100,000.00 and up
Minimum Opening Deposit
$ 10,000.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 600.00
Interest Rate
0.600%
Annual Percentage Yield
0.60%
Account Product Name
12 MONTH IRA
18 MONTH IRA
18 MONTH VARIABLE IRA
24 MONTH IRA
30 MONTH VARIABLE IRA
6 MONTH IRA
Minimum Opening Deposit
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
Interest Rate
3.700%
3.000%
3.000%
2.000%
3.000%
3.700%
Annual Percentage Yield
3.75%
3.03%
3.03%
2.02%
3.03%
3.75%

View our IRA Disclosure

Business IMMA

Daily Balance of:
up to $19,999.99
$20,000.00 – 49,999.99
$50,000.00 – 99,999.99
$100,000.00 – 199,999.99
$200,000.00 – 349,999.99
$350,000.00 – 999,999,999.00
Minimum Opening Deposit
$ 25.00
$ 25.00
$ 25.00
$ 25.00
$ 25.00
$ 25.00
Interest Rate
0.500%
1.000%
1.500%
2.000%
2.500%
2.750%
Annual Percentage Yield
0.50%
1.00%
1.51%
2.02%
2.53%
2.78%
Daily Balance of:
up to $19,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
0.500%
Annual Percentage Yield
0.50%
Daily Balance of:
$20,000.00 – 49,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
1.000%
Annual Percentage Yield
1.00%
Daily Balance of:
$50,000.00 – 99,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
1.500%
Annual Percentage Yield
1.51%
Daily Balance of:
$100,000.00 – 199,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
2.000%
Annual Percentage Yield
2.02%
Daily Balance of:
$200,000.00 – 349,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
2.500%
Annual Percentage Yield
2.53%
Daily Balance of:
$350,000.00 – 999,999,999.00
Minimum Opening Deposit
$ 25.00
Interest Rate
2.750%
Annual Percentage Yield
2.78%

Individual IMMA

Daily Balance of:
up to $19,999.99
$20,000.00 – 49,999.99
$50,000.00 – 99,999.99
$100,000.00 – 199,999.99
$200,000.00 – 349,999.99
$350,000.00 – 999,999,999.00
Minimum Opening Deposit
$ 25.00
$ 25.00
$ 25.00
$ 25.00
$ 25.00
$ 25.00
Interest Rate
0.500%
1.000%
1.000%
1.500%
2.000%
2.500%
Annual Percentage Yield
0.50%
1.00%
1.00%
1.51%
2.02%
2.53%
Daily Balance of:
up to $19,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
0.500%
Annual Percentage Yield
0.50%
Daily Balance of:
$20,000.00 – 49,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
1.000%
Annual Percentage Yield
1.00%
Daily Balance of:
$50,000.00 – 99,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
1.000%
Annual Percentage Yield
1.00%
Daily Balance of:
$100,000.00 – 199,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
1.500%
Annual Percentage Yield
1.51%
Daily Balance of:
$200,000.00 – 349,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
2.000%
Annual Percentage Yield
2.02%
Daily Balance of:
$350,000.00 – 999,999,999.00
Minimum Opening Deposit
$ 25.00
Interest Rate
2.500%
Annual Percentage Yield
2.53%

Savings Account

Daily Balance of:
up to $4,999.99
$5,000.00 and up
Minimum Opening Deposit
$ 25.00
$ 25.00
Interest Rate
0.200%
0.300%
Annual Percentage Yield
0.20%
0.30%
Daily Balance of:
up to $4,999.99
Minimum Opening Deposit
$ 25.00
Interest Rate
0.200%
Annual Percentage Yield
0.20%
Daily Balance of:
$5,000.00 and up
Minimum Opening Deposit
$ 25.00
Interest Rate
0.300%
Annual Percentage Yield
0.30%

View our Savings Disclosure

  • A penalty may be imposed for early withdrawal.

  • The interest rate and annual percentage yield may change after account opening.

  • Daily balance. The amount of the principal in the account each day.

 

For most up to date rate information please call your local UIB branch.

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Salina Branch icon

Salina Branch

55 South State St. P.O. Box 9 Salina, Utah 84654

Get Directions
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Phone

435-529-7459

Beaver Branch branch image
Beaver Branch icon

Beaver Branch

195 North Main St P.O. Box 1030 Beaver, Utah 84713

Get Directions
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Phone

435-438-2433

Monroe Branch branch image
Monroe Branch icon

Monroe Branch

45 West Center St P.O. Box 70 Monroe, Utah 84754

Get Directions
Phone icon

Phone

435-527-4189

Milford Branch branch image
Milford Branch icon

Milford Branch

326 S Main St PO Box 610 Milford Utah 84751

Get Directions
Phone icon

Phone

435-387-2220

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*APY = Annual Percentage Yield

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