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Current Deposit Rates

This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

CDs & IRAs

Account Product Name

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield

12 MONTH CD

$ 500.00

4.150%

4.22%

18 MONTH CD

$ 500.00

3.200%

3.24%

24 MONTH CD

$ 500.00

3.000%

3.03%

3 MONTH CD

$ 500.00

2.500%

2.52%

30 MONTH CD

$ 500.00

3.000%

3.03%

36 MONTH CD

$ 500.00

3.000%

3.03%

6 MONTH CD

$500.00

3.500%3.55%

60 MONTH CD

$500.00

3.300%3.34%

12 MONTH IRA

$500.00

4.200%

4.27%

18 MONTH IRA

$500.00

3.500%

3.55%

18 MONTH VARIABLE IRA

$500.00

3.500%

3.55%

24 MONTH IRA

$500.00

3.100%

3.14%

30 MONTH VARIABLE IRA

$500.00

3.100%

3.14%

6 MONTH IRA

$500.00

3.800%

3.85%

Account Product Name

12 MONTH CD

$ 500.00

18 MONTH CD

$ 500.00

24 MONTH CD

$ 500.00

3 MONTH CD

$ 500.00

30 MONTH CD

$ 500.00

36 MONTH CD

$ 500.00

6 MONTH CD

$500.00

60 MONTH CD

$500.00

12 MONTH IRA

$500.00

18 MONTH IRA

$500.00

18 MONTH VARIABLE IRA

$500.00

24 MONTH IRA

$500.00

30 MONTH VARIABLE IRA

$500.00

6 MONTH IRA

$500.00

Minimum Opening Deposit

12 MONTH CD

4.150%

18 MONTH CD

3.200%

24 MONTH CD

3.000%

3 MONTH CD

2.500%

30 MONTH CD

3.000%

36 MONTH CD

3.000%

6 MONTH CD

3.500%

60 MONTH CD

3.300%

12 MONTH IRA

4.200%

18 MONTH IRA

3.500%

18 MONTH VARIABLE IRA

3.500%

24 MONTH IRA

3.100%

30 MONTH VARIABLE IRA

3.100%

6 MONTH IRA

3.800%

Interest Rate

12 MONTH CD

4.22%

18 MONTH CD

3.24%

24 MONTH CD

3.03%

3 MONTH CD

2.52%

30 MONTH CD

3.03%

36 MONTH CD

3.03%

6 MONTH CD

3.55%

60 MONTH CD

3.34%

12 MONTH IRA

4.27%

18 MONTH IRA

3.55%

18 MONTH VARIABLE IRA

3.55%

24 MONTH IRA

3.14%

30 MONTH VARIABLE IRA

3.14%

6 MONTH IRA

3.85%

Savings Account

Daily Balance of:

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield

up to $4,999.99

$ 25.00

0.20%

0.20%

$5,000.00 and up

$ 25.00

0.300%

0.30%

Daily Balance of:

up to $4,999.99

$ 25.00

$5,000.00 and up

$ 25.00

Minimum Opening Deposit

up to $4,999.99

0.20%

$5,000.00 and up

0.300%

Interest Rate

up to $4,999.99

0.20%

$5,000.00 and up

0.30%

Now Account

Minimum Opening Deposit

Minimum Balance to Obtain Annual Percentage Yield CInterest RateAnnual Percentage Yield
$ 500.00$ 500.000.100%0.10%

Minimum Opening Deposit

$ 500.00
$ 500.00
Minimum Balance to Obtain Annual Percentage Yield C
$ 500.00
0.100%
Interest Rate
$ 500.00
0.10%

Individual SuperNow Account

Daily Balance of:Minimum Opening DepositMinimum Balance to Obtain Annual Percentage Yield ​​​​​​​CInterest RateAnnual Percentage Yield
$600.00 – 19,999.99$ 10,000.00$ 600.00

0.400%

0.40%

$20,000.00 – 99,999.99$ 10,000.00$ 600.00

0.500%

0.50%

$100,000.00 and up$ 10,000.00$ 600.00

0.600%

0.60%

Daily Balance of:
$600.00 – 19,999.99
$ 10,000.00
$20,000.00 – 99,999.99
$ 10,000.00
$100,000.00 and up
$ 10,000.00
Minimum Opening Deposit
$600.00 – 19,999.99
$ 600.00
$20,000.00 – 99,999.99
$ 600.00
$100,000.00 and up
$ 600.00
Minimum Balance to Obtain Annual Percentage Yield ​​​​​​​C
$600.00 – 19,999.99

0.400%

$20,000.00 – 99,999.99

0.500%

$100,000.00 and up

0.600%

Interest Rate
$600.00 – 19,999.99

0.40%

$20,000.00 – 99,999.99

0.50%

$100,000.00 and up

0.60%

Non-profit SuperNow Account

Daily Balance of:

Minimum Opening DepositMinimum Balance to Obtain Annual Percentage Yield CInterest RateAnnual Percentage Yield

$600.00 – 19,999.99

$ 600.00$ 600.00

0.050%

0.05%
$20,000.00 – 99,999.99

$ 600.00

$ 600.00

0.100%

0.10%

$100,000.00 – 199,999.99$ 600.00

$ 600.00

0.100%

0.10%

$200,000.00 – 1,000,000.00$ 600.00

$ 600.00

4.380%

4.47%

$1,000,000.01 and up

$ 600.00

$ 600.00

0.01%

0.01%

Daily Balance of:

$600.00 – 19,999.99

$ 600.00
$20,000.00 – 99,999.99

$ 600.00

$100,000.00 – 199,999.99
$ 600.00
$200,000.00 – 1,000,000.00
$ 600.00

$1,000,000.01 and up

$ 600.00
Minimum Opening Deposit

$600.00 – 19,999.99

$ 600.00
$20,000.00 – 99,999.99

$ 600.00

$100,000.00 – 199,999.99

$ 600.00

$200,000.00 – 1,000,000.00

$ 600.00

$1,000,000.01 and up

$ 600.00

Minimum Balance to Obtain Annual Percentage Yield C

$600.00 – 19,999.99

0.050%

$20,000.00 – 99,999.99

0.100%

$100,000.00 – 199,999.99

0.100%

$200,000.00 – 1,000,000.00

4.380%

$1,000,000.01 and up

0.01%

Interest Rate

$600.00 – 19,999.99

0.05%
$20,000.00 – 99,999.99

0.10%

$100,000.00 – 199,999.99

0.10%

$200,000.00 – 1,000,000.00

4.47%

$1,000,000.01 and up

0.01%

Individual IMMA

Daily Balance of:

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield

up to $19,999.99

$ 25.00

0.500%

0.50%

$20,000.00 – 49,999.99

$ 25.00

1.000%

1.00%

$50,000.00 – 99,999.99

$ 25.00

1.000%

1.00%

$100,000.00 – 199,999.99

$ 25.00

1.500%

1.51%

$200,000.00 – 349,999.99

$ 25.00

2.000%

2.02%

$350,000.00 – 999,999,999.00

$ 25.00

3.000%

3.04%

Daily Balance of:

up to $19,999.99

$ 25.00

$20,000.00 – 49,999.99

$ 25.00

$50,000.00 – 99,999.99

$ 25.00

$100,000.00 – 199,999.99

$ 25.00

$200,000.00 – 349,999.99

$ 25.00

$350,000.00 – 999,999,999.00

$ 25.00

Minimum Opening Deposit

up to $19,999.99

0.500%

$20,000.00 – 49,999.99

1.000%

$50,000.00 – 99,999.99

1.000%

$100,000.00 – 199,999.99

1.500%

$200,000.00 – 349,999.99

2.000%

$350,000.00 – 999,999,999.00

3.000%

Interest Rate

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.00%

$100,000.00 – 199,999.99

1.51%

$200,000.00 – 349,999.99

2.02%

$350,000.00 – 999,999,999.00

3.04%

Business IMMA

Daily Balance of:

Minimum Opening Deposit

Interest Rate

Annual Percentage Yield

up to $19,999.99

$ 25.00

0.500%

0.50%

$20,000.00 – 49,999.99

$ 25.00

1.000%

1.00%

$50,000.00 – 99,999.99

$ 25.00

1.500%

1.51%

$100,000.00 – 199,999.99

$ 25.00

2.000%

2.02%

$200,000.00 – 349,999.99

$ 25.00

2.500%

2.53%

$350,000.00 – 999,999,999.00

$ 25.00

3.250%

3.30%

Daily Balance of:

up to $19,999.99

$ 25.00

$20,000.00 – 49,999.99

$ 25.00

$50,000.00 – 99,999.99

$ 25.00

$100,000.00 – 199,999.99

$ 25.00

$200,000.00 – 349,999.99

$ 25.00

$350,000.00 – 999,999,999.00

$ 25.00

Minimum Opening Deposit

up to $19,999.99

0.500%

$20,000.00 – 49,999.99

1.000%

$50,000.00 – 99,999.99

1.500%

$100,000.00 – 199,999.99

2.000%

$200,000.00 – 349,999.99

2.500%

$350,000.00 – 999,999,999.00

3.250%

Interest Rate

up to $19,999.99

0.50%

$20,000.00 – 49,999.99

1.00%

$50,000.00 – 99,999.99

1.51%

$100,000.00 – 199,999.99

2.02%

$200,000.00 – 349,999.99

2.53%

$350,000.00 – 999,999,999.00

3.30%

  • A penalty may be imposed for early withdrawal.

  • The interest rate and annual percentage yield may change after account opening.

  • Daily balance. The amount of the principal in the account each day.

 

For most up to date rate information please call your local UIB branch.

Salina Branch branch image
Salina Branch icon

Salina Branch

55 South State St. P.O. Box 9 Salina, Utah 84654

Get Directions
Phone icon

Phone

435-529-7459

Beaver Branch branch image
Beaver Branch icon

Beaver Branch

195 North Main St P.O. Box 1030 Beaver, Utah 84713

Get Directions
Phone icon

Phone

435-438-2433

Monroe Branch branch image
Monroe Branch icon

Monroe Branch

45 West Center St P.O. Box 70 Monroe, Utah 84754

Get Directions
Phone icon

Phone

435-527-4189

Milford Branch branch image
Milford Branch icon

Milford Branch

326 S Main St PO Box 610 Milford Utah 84751

Get Directions
Phone icon

Phone

435-387-2220

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