Utah Independent Bank is dedicated to offering competitive deposit products. At Utah Independent Bank, we strive to be forward and forthcoming with all of our products, you will not have mystery charges on your statement at the end of the month. We want our customers to feel like they are being offered a custom product to meet their needs.
Choose the Utah Independent Bank checking account that is best for you.
No-fee Checking
- No balance requirements
- Opening deposit $100
- Unlimited check writing
- No teller transaction fees
- Check images online only
- Debit card upon approval
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Free notary service
- Monthly Statement Mailed for a fee
Regular Checking
- No service fee with $200 daily balance in account
- $200 minimum balance required
- Opening deposit $200
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Debit card upon approval
- Check images online
- Free internet banking
- Free Online Statements
- Free UIBillPay
- Wallet UIB checks provided for 65 and older
- Free notary service
- Monthly Statement Mailed for a fee
Now Account
- $500 minimum deposit to open account
- Tiered interest rate compounded and paid monthly
- $500 minimum daily balance in the account is required. A minimum balance fee of $8.00 will be imposed monthly if the daily balance on any day of the statement cycle falls below $500.00
- A dormant account fee of $1.00 per month will be charged after 6 months of inactivity.
- Fees may reduce earnings on the account
Balance Tier | %APY* Rate |
|---|---|
| Below $500.00 | APY available upon request |
Equal to or greater than $500.00 but less than $100,000,000,000.00 | APY available upon request |
*APY= Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
For a complete disclosure of all current rates, fees, terms and conditions, please contact Utah Independent Bank.
Super Now Account
- $10,000 minimum deposit to open account
- Tiered interest rate compounded and paid monthly
- $600 minimum daily balance in the account is required. A minimum balance fee of $10.00 will be imposed monthly if the daily balance on any day of the statement cycle falls below $600.00
- A dormant account fee of $1.00 per month will be charged after 6 months of inactivity.
- Fees may reduce earnings on the account
Balance Tier | %APY* Rate |
|---|---|
| Below $600.00 | APY available upon request |
| Equal to or greater than $600.00 but less than $20,000.00 | APY available upon request |
| Equal to or greater than $20,000.00 but less than $100,000.00 | APY available upon request |
Equal to or greater than $100,000.00 but less than $100,000,000,000.00 | APY available upon request |
*APY= Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
For a complete disclosure of all current rates, fees, terms and conditions, please contact Utah Independent Bank.
Business Checking
- No service fee with $200 daily balance in account
- $200 minimum balance required
- Opening deposit $200
- Unlimited check writing
- No teller transaction fees
- Check images returned with statement
- Check images online
- Free internet banking
- Free Online Statements
- Bill pay $9.95 per month for 20 bills
- Free notary service
- Monthly Statement Mailed for a fee
*Each depositor insured to $250,000 per account ownership type. See FDIC.gov for full details.
